Swift Home Mortgage

Josh High

Your Dream Home is Closer Than Ever.

You have a lot to think about as a first-time home buyer. Sometimes you need a mortgage fast but don’t know where to start - and that causes worry, stress, and delays. All you want is to get into your dream home and make it your own.

When you trust us to help you get a mortgage, we move fast and advocate for you to get into your dream home as soon as possible.

Problems New Home Buyers Face

The Unknown

Can I get a loan if I don’t have the best credit?

Are there options for me for downpayment assistance? Am I getting ripped off with my mortgage? The unknown is scary, especially when it comes to finances. You need someone you can trust who will give you all the information you need to be in control of your money and purchase your dream home safely. 

Going It Alone

Buying a home is a complicated process - there are so many pitfalls that can cost you time and money.

You’ve never bought a home, so you don’t know what to expect. You need an expert who’s on your side to help you navigate the process, avoid mistakes, and get you the loan you need.

Surprises

You don’t know what you don’t know.

Without a trusted advisor, you may get blindsided by unexpected costs or regulations. Surprises are more than a headache - they may delay or even prevent you from getting into your dream home. You need education and communication throughout the process to feel confident and safe with your mortgage.

Trusted Advice. Fast Results.

Education

Can I get a loan if I don’t have the best credit?

As experts in the field with over 19 years’ experience, we help you understand the mortgage process and get the information you need to feel prepared and confident. We ask questions, listen to your concerns, and pay attention to your specific needs. Then we make sure you’re informed and use our knowledge to get you the best results in a timely manner.

Guidance

Buying a home is a complicated process - there are so many pitfalls that can cost you time and money.

As mortgage advisors, we act like your attorney and advocate for you with the underwriter and loan companies. We’re in your corner and help you navigate through the process from pre-approval to closing. When we work for you, you can be sure we’re working hard to make sure you get the right mortgage as fast as possible. We’ve helped hundreds of new home owners feel secure and satisfied with their mortgages, and we can do the same for you. 

Communication

You don’t know what you don’t know.

When you choose us, we go out of our way to keep you informed about your mortgage process. We’re always available for you, and we’re proactive in our communication with you. You can feel confident knowing that you’re up-to-date, you understand what’s going on, and your investment is protected.

Why Choose Swift Home Loans?

Best rates on the market

Local lending - we’re in your neighborhood!

Specialize in VA loans

Fast response times

Genuine, knowledgeable, and fair

Success Stories

“This was my first time buying a house and needless to say it was a little difficult, and only because USDA was behind on reviewing applications. Josh made this process extremely easy and helped out in any way he could. I will definitely refer him to my friends and family.”

We had a very tight timeline and Josh expedited the entire process to get us our clear to close! He was very professional and helpful throughout the entire process. Definitely exceeded expectations!”

“Josh and his team went far beyond my expectations. They were all very professional and really knowledgeable. They turned around what I didn't think was possible into something amazing and very fast. This team is at the top of their game!!! Highly would recommend. You really shouldn't go through this process without them.”

Get Started Now!

Provide your information below to talk with us about loan options and getting approved for a mortgage!

Conventional Loans

Down payment minimum 3%

Loan Term 15/20/25/30 fixed and adjustable

Credit score minimum 620

Mortgage Insurance – N/A with 20% down or more. Up front, monthly, split and lender paid options if less than 20% down

Maximum loan amount – Yes, varies by county

FHA Loans

Down payment minimum 3.5%

Loan Term 15/20/25/30 years, fixed and adjustable

Credit score minimum 500 with 10% down, 580 with 3.5% down

Mortgage Insurance – Yes, up front and monthly

Maximum loan amount – Yes, varies by county

VA Loans

Down payment minimum 0%

Loan Term 15/20/25/30 years, fixed and adjustable

Credit score minimum 500

Mortgage Insurance – No

Maximum loan amount – Yes for 0% down, No for VA Jumbo

USDA Loans

Down payment minimum 0%

Loan Term 15/20/25/30 years, fixed and adjustable

Credit score minimum 640

Mortgage Insurance – Yes, up front and monthly

Maximum loan amount – Yes, varies by county

Income restrictions – Yes, varies by county and household size

Swift Home Mortgage

Copyright 2019 Swift Home Mortgage, LLC. NMLS 1762673. 1093 E Brandon Blvd, Brandon, FL 33511. 813-606-4255.

All rights reserved. This is not an offer to enter into an agreement, not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all areas for all dollar amounts. Other restrictions may apply. Swift Home Mortgage is not affiliated with any government agencies

Josh High